KHIMJI FINSERVE
KHIMJI FINSERVE

Renovation Loans: Quick and Easy

Transform your space effortlessly with renovation loans up to ₹15 lakhs and a tenure of up to 7 years.

  • Why Choose Us

Why Khimji? Fast, Flexible Loans for Your Business Growth!

If your business is ready for the next level of growth but a permanent infusion of funds is holding you back, we have a solution for you. While we infuse the required funds, you repay as you earn – Daily, Weekly or Monthly. What more, your loan amount shoots up if you provide a security (Property, Life Insurance Policy, Equities and Mutual Funds etc.)

Key Features

Unsecured Business Loans
  • Loan amount – up to ₹ 30 Lacs
  • Loan to Value (of security) – up to 120%
  • Loan tenure – up to 7 Years
  • Prepayment charges – Nil (after 1 year)
Secured Business Loans
  • Loan amount – up to ₹ 3 - 30Lacs
  • Loan to Value (of security) – up to 120%
  • Loan tenure – up to 7 Years
  • Prepayment charges – Nil (after 1 year)
Apply Now

More Products in Loans for MSME Business

Samriddhi (Pragati)
  • Loan amount upto 3-30 lacs.
  • Tenor from 7 yrs.
  • 50% Loan amount of property Value.
Apply Now
Unnati
  • Loan amount From 3 to 30 lacs.
  • Tenor from 2- 7 yrs.
  • 70% Loan amount of property Value.
Apply Now
Samriddhi (Pragati)
  • Loan amount above 30 lacs.
  • Tenor from 2- 7 yrs.
  • 80% Loan amount of property Value.
Apply Now

Quick Facts

Loan Amount
Starting from ₹2 Lakh* and up to ₹15 Lakhs
Loan Tenure
Up to 7 years
Age Eligibility Criteria
21-70* years
(*Age at loan maturity should not exceed 70 years)
Loan Disbursal Time
2-3 business days*
(*Your loan will be disbursed within 2-3 business days, subject to the credibility of the information provided, fulfillment of eligibility criteria, and submission of required documents.)

Features and Benefits

  • Affordable Rates: Competitive interest rates to reduce financial burden
  • Flexible Repayment: Choose a repayment plan that fits your business cash flow
  • Quick Approvals: Streamlined process ensures minimal delays in accessing funds
  • Custom Solutions: Loans tailored to your specific business need
  • Minimal Documentation: Simplified paperwork for a hassle-free experience

How It Works

Apply effortlessly, submit minimal documents, get swift approvals, and receive funds seamlessly to fuel your business growth.

Submit your application online or visit a branch

Provide required documents for verification

Get your loan approved within a short timeframe

Receive funds and begin your renovation project

  • FAQS

Frequently Asked General Questions

We help small businesses by providing them finance in a hassle free, simple and efficient manner. If you are a proud owner of a business & you need finances to invest in growth, cover expenses, meet daily cash flow requirements or pay your suppliers, then Khimji is your one stop shop to fulfil all your financial need.
You are eligible to get a loan from Khimji
  • If you have an experience of 2 years or more in your current business
  • If you are in your current place of business for 1 year or more
  • If your Bank Account has credit entries of more than ₹ 10 Lacs in the last 12 months

If you are a Sole Proprietorship Firm, a Partnership Firm, LLP or a Private Limited Company you can avail loan amount ranging from ₹ 1,00,000 to ₹ 25,00,000 for a period starting from 3 months to 84 months.

If you have a business and need finance for any of your business need, you can apply for a loan. You could be any one of the following:
  • Self Employed Professional
  • Sole Proprietorship Firm
  • Partnership Firm
  • Limited Liability Partnership
  • Private Limited Company

Khimji can provide you with finance to meet your business need for:

  • Regular working capital
  • Managing seasonal business requirements
  • Expansion of business
  • Manage short term cash flow mismatches
  • To make renovations/ buy a machine/ add capacity
SEE ALL
  • Corporate Office Address

PLOT NO- 2132/5131, AMBIKA MANSION, PO-GAUTAM NAGAR, LEWIS ROAD, PS-SHREE LINGARAJ, Old Town (Khorda), Khorda, Bhubaneswar, Orissa, India, 751002

  • Registered Office Address

PLOT NO- 2132/5131, AMBIKA MANSION, PO-GAUTAM NAGAR, LEWIS ROAD, PS-SHREE LINGARAJ, Old Town (Khorda), Khorda, Bhubaneswar, Orissa, India, 751002

KHIMJI FINSERVE
Loans are subject to terms and conditions.

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2026 KHIMJI FINSERVE PRIVATE LIMITED. All Rights Reserved. | CIN: U67120OD1999PTC046917 | Registered at ROC Cuttack | Incorporated: 09 Mar 1999