Smart Loans
for Small Businesses

Fuelling the growth of micro and small enterprises with Khimji’s smart

Khimji offers tailored financial solutions, quick approvals, and flexible repayments to support your business growth seamlessly

Smart Loans for Small Businesses

Khimji offers tailored financial solutions, quick approvals, and flexible repayments to support your business growth seamlessly

Fuelling the growth of micro and small enterprises with Khimji’s smart

Loans for Every Business Need

Explore our range of products specially designed to simplify your loan search and help you choose the perfect
financial solution for your business.

Loans for Renovation

Loan Amount : ₹ 2-15 lakhs Tenor: 2-7 Years.

Loans for Construction

Loan Amount : ₹ 2-30 lakhs Tenor: 2-7 Years.

Loans for purchase of House

Loan Amount : ₹ 3-50 lakhs Tenor: 3-10 Years.

Secured MSME Business Loans

Loan Amount : ₹ 3-30 lakhs Tenor: 2-7 Years.

Loans for Every Business Need

Explore our range of products specially designed to simplify your loan search and help you choose the perfect financial solution for your business.

Loans for Renovation

Loan Amount : ₹2-15 lakhs
Tenor: 2-7 Years.

Loans for Construction

Loan Amount : ₹ 2-30 lakhs
Tenor: 2-7 Years.

Loans for purchase of House

Loan Amount : ₹ 3-50 lakhs
Tenor: 3-10 Years.

Secured MSME Business Loans

Loan Amount : 3- 30 lacs.
Tenor : 2- 7 Yrs.

ABC of Khimji

About us

India’s rich history of trade and entrepreneurship has cultivated a vast network of micro and small businesses that are essential to our economy. However, access to capital remains a significant challenge, hindering their growth and potential.

At Khimji, we recognize this challenge, which is often overlooked by financial institutions, particularly in Bharat—the smaller towns and villages that form the backbone of our nation.

Our aim is to bridge this gap by providing accessible and hassle-free financial solutions. We leverage our on-ground understanding of the unique need of these businesses and utilize technology to streamline the processes, ensuring that even underserved areas have access to the capital they need.

About us

India’s rich history of trade and entrepreneurship has cultivated a vast network of micro and small businesses that are essential to our economy. However, access to capital remains a significant challenge, hindering their growth and potential.

At Khimji, we recognize this challenge, which is often overlooked by financial institutions, particularly in Bharat—the smaller towns and villages that form the backbone of our nation.

Our aim is to bridge this gap by providing accessible and hassle-free financial solutions. We leverage our on-ground understanding of the unique need of these businesses and utilize technology to streamline the processes, ensuring that even underserved areas have access to the capital they need.

Happy place to apply for loans

News And Updates

Stay updated with Khimji’s latest news, product launches, partnerships, and industry insights. Empower your business with timely updates.

Gurugram-based NBFC startup Khimji has raised INR 35 Cr ($4.22 Mn) in a Series A funding round led by Michael & Susan Dell Foundation and Khimji.

Resurgent India acted as the financial advisor to Khimji in this fundraise…

Khimji, a non-banking finance company focused on extending credit to small businesses, has raised Rs 35 crore (around $4 million) in a Series
He company plans to use the raised capital to expand its reach in underserved markets, enhance its suite of loan products…
Khimji aims to empower more than 2,500 micro and nano enterprises in the next 12 months with the…

Our Partners

Frequently Asked General Questions

We help small businesses by providing them finance in a hassle free, simple and efficient manner. If you are a proud owner of a business & you need finances to invest in growth, cover expenses, meet daily cash flow requirements or pay your suppliers, then Khimji is your one stop shop to fulfil all your financial need.
You are eligible to get a loan from Khimji
  • If you have an experience of 2 years or more in your current business
  • If you are in your current place of business for 1 year or more
  • If your Bank Account has credit entries of more than ₹ 10 Lacs in the last 12 months

If you are a Sole Proprietorship Firm, a Partnership Firm, LLP or a Private Limited Company you can avail loan amount ranging from ₹ 1,00,000 to ₹ 25,00,000 for a period starting from 3 months to 84 months.

If you have a business and need finance for any of your business need, you can apply for a loan. You could be any one of the following:
  • Self Employed Professional
  • Sole Proprietorship Firm
  • Partnership Firm
  • Limited Liability Partnership
  • Private Limited Company

Khimji can provide you with finance to meet your business need for:

  • Regular working capital
  • Managing seasonal business requirements
  • Expansion of business
  • Manage short term cash flow mismatches
  • To make renovations/ buy a machine/ add capacity